Capital Markets

Firms expertise larger challenges raising capital than creditworthy white-owned firms. This article revisits that evaluation, using 2018 SBCS information.4 First, we describe the profiles of minority-owned firms and contemplate their need for, and entry to, credit. We then compare application patterns and approval charges by race and ethnicity of a business’s possession across lender sorts. This research contains only the content material of lender web sites and does not evaluate formal credit offers and mortgage agreements with terms advertised on the sites.

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