In today’s enterprise world, human capital is the aggressive tool that has been contemplating by each and every organization . The efficiency in manufacturing has been controlled by adopting skilled workforces within the firms . Thus, the banking industries are profiting from human capital involvement and investing in them . Following the impact of the COVID-19 pandemic on most financial markets , we recognise some patches of right-pointing arrows downwards from 2019 to 2021 for many economies, especially within the long-term perspective.